Position Summary:

MortgageUSA, a leading financial services company located in Troy, Michigan, is seeking a dynamic and motivated Loan Officer to join our team. As a Loan Officer, you will play a crucial role in assisting clients with their loan applications, evaluating financial information, and providing guidance on the best loan options available. We are looking for a candidate with a passion for customer service, sales experience, and a strong financial background to help individuals achieve their homeownership dreams.

Responsibilities:

- Engage with clients to understand their financial needs and goals, offering personalized loan solutions.
- Evaluate financial information such as credit scores, income verification, and debt-to-income ratios to determine loan eligibility.
- Guide applicants through the loan application process, explaining terms and conditions, and ensuring compliance with lending regulations.
- Collaborate with the underwriting team to review and approve loan applications based on established criteria.
- Build and maintain relationships with real estate agents, financial advisors, and other referral partners to generate leads and expand the client base.
- Provide excellent customer service throughout the loan process, addressing inquiries, and resolving any issues promptly.
- Stay informed about market trends, interest rates, and lending products to offer competitive loan options to clients.

Requirements:

- Minimum of 1 year of experience in a customer service or sales-focused role within the financial industry.
- Strong phone sales skills with the ability to engage and build rapport with clients effectively.
- Proficiency in financial analysis to assess creditworthiness and recommend appropriate loan products.
- Excellent communication skills, both verbal and written, to convey complex financial information clearly.
- High school diploma or equivalent required, with additional coursework in finance or related field preferred.
- Ability to work in a fast-paced environment, multitask, and meet performance targets consistently.
- Familiarity with financial software and tools to streamline loan processing and enhance efficiency.

Join MortgageUSA as a Loan Officer and be part of a team dedicated to helping individuals achieve their homeownership goals. This is an exciting opportunity to utilize your sales and financial skills in a rewarding career that offers competitive compensation and benefits, including medical, dental, vision, and 401K. If you are passionate about customer service, sales, and finance, apply now to embark on a fulfilling journey with us!