Remote Private Money Lending Loan Officer
National Mortgage Staffingover 1 year ago
Miami, Florida, United States
Remote
Full-time
Junior Level (1-3 years)
Job Description
Position Overview
Our client is seeking an experienced and motivated Private Money Loan Officer to join their growing team. This fully remote role (must be located in a state other than AK, AZ, CA, HI, ND, NV, OR, SD, UT, WA; preference for TX and FL) offers a competitive compensation package (Monthly Fixed Salary plus commission) and the opportunity for high earnings. The ideal candidate will have experience in construction and fix-and-flip loans with a strong self-production background, working with clients to secure private financing solutions.
Key Responsibilities
- Manage the loan process for construction and fix-and-flip projects from initial contact to closing.
- Provide financing solutions to real estate investors and developers by underwriting private money loans for fix-and-flip, construction, and rehab projects.
- Develop and maintain relationships with clients to generate leads and business.
- Self-produce and generate your own leads while working with some company-provided leads.
- Identify and analyze borrower needs, assess project viability, and recommend appropriate loan products.
- Work closely with underwriters, processors, and clients to ensure smooth loan origination and closing.
- Attend and participate in sponsored events and networking opportunities to expand the client’s customer base.
- Stay up-to-date with industry trends, market conditions, and the private lending landscape.
Required Qualifications
- Minimum of 2 years of experience as a loan officer with construction and fix-and-flip loan products.
- Proven ability to self-produce leads and manage a client pipeline.
- Strong understanding of private money lending, fix-and-flip financing, and construction loans.
- Excellent communication and relationship-building skills to work effectively with real estate investors, developers, and other stakeholders.
- Experience with underwriting, structuring, and closing private money loans.
- Ability to work independently and manage a remote workload efficiently.
- Bilingual in Spanish is a plus.
Benefits & Perks
- Networking Opportunities: Access to sponsored events and networking opportunities to help generate business and build a strong professional network.
Required Skills
Underwriting
Private Funding
Project Evaluation
Sales Pipeline
Multilingual
Communication Skills
Develop and Maintain Customers
Loan Origination
Mortgage Lending
Needs Assessment
Market Trend Analysis
Industry/Trade Analysis
Sales Management
Lead Generation
Process Management
Spanish Language
Funding
Loan Underwriting
Construction
Loans
Loan Closing
Credit Analysis
Real Estate Development