Mortgage Underwriter (Conventional)

Position Overview

We are conducting a retained search for our client, a Top-Tier National Mortgage Company, seeking an experienced Mortgage Underwriter for their Operations Team in Dallas, TX (Remote OK). This full-time position is integral to ensuring robust loan file reviews and compliance while managing the pipeline toward closing. Apply today – start your career tomorrow!

Key Responsibilities

• Review all loan files for adherence to Company guidelines
• Issue all loan approvals, suspensions, and declines
• Condition loans in accordance with program and federal requirements while coordinating with account managers, account executives, and brokers to ensure clear conditions
• Act as the sole individual responsible for moving a file to close
• Manage the pipeline to adhere to turn times and compliance requirements
• Coordinate the resolution of any auditing deficiencies with the Operations Manager and Post-closing Department

Required Qualifications

• 2+ years of underwriting experience with in-depth knowledge of mortgage lending audit and credit procedures
• Working knowledge of conventional and government guidelines, as well as Federal and State compliance requirements
• Proven ability to maintain professionalism and provide excellent service
• Strong problem-solving skills to ensure the best overall client experience
• Capacity to manage pipeline daily while meeting monthly production and quality goals
• Experience in fraud detection

Preferred Qualifications

• Strong written and verbal communication skills
• Manual Jumbo underwriting experience
• Previous Sub-Prime experience
• Wholesale experience

Benefits & Perks

• Compensation: Base Pay + Excellent Bonus Structure (Commensurate with experience)
• Retirement: Terrific Company-Matched 401(k) Plan
• Energetic and Spirited Work Environment
• Dedicated, Hard-Working Colleagues
• Cutting-edge Products and Highly Competitive Pricing