Commercial Underwriting Director, Programs - Hybrid/Remote Opportunity

GuideOne Insurance11 months ago
Omaha, NE, United States
Hybrid
Full-time
Junior Level (1-3 years)

Job Description

Position Overview

The Underwriting Director for Programs leads the overall strategy, execution, and profit and loss performance of the GuideOne Programs business unit. This role ensures alignment of long-term strategic and financial goals with effective business processes to manage delegated authority arrangements successfully.

Key Responsibilities

  • Develop and implement strategic plans to expand and enhance programs in alignment with organizational objectives.
  • Oversee daily operations and performance of programs, driving efficiency, effectiveness, and quality outcomes.
  • Optimize program structure and underwriting capacity to minimize volatility and drive sustainable, long-term growth in premium and surplus.
  • Manage the Programs team of underwriters and support handling day-to-day activities in underwriting and distribution.
  • Cultivate key MGA and broker relationships to ensure an optimal portfolio generating steady growth and profit.
  • Design and develop internal capabilities that support underwriting and stewardship of profitable programs.
  • Collaborate with Analytics, the Programs team, and other resources to monitor results and determine necessary actions regarding authority, pricing, terms and conditions, appetite, and guidelines.
  • Manage the budget for the programs team to ensure delivery of the target expense ratio.
  • Collaborate internally with other functional teams to ensure proper governance and oversight.
  • Develop and refine program audit protocols to maintain underwriting integrity and regulatory compliance.
  • Serve as a strategic advisor to executive leadership on the MGA market landscape, competitive positioning, and emerging opportunities.
  • Represent the company at industry events, conferences, and MGA partner meetings, communicating overall value, vision, and strategy.

Required Qualifications

  • Minimum of 5+ years of program experience in the insurance industry, with at least 2+ years in a management or leadership role.
  • Bachelor's degree preferred, but not required.
  • Proven leadership skills with the ability to inspire teams and influence stakeholders.
  • Strategic mindset with the ability to translate long-term vision into actionable initiatives.
  • Expertise in budgeting, financial management, and P&L oversight.
  • Excellent verbal and written communication skills with the ability to clearly convey complex concepts.
  • Strong analytical and problem-solving skills to evaluate risks and interpret data for sound decision-making.
  • Demonstrated negotiation expertise with a track record of securing favorable agreements.
  • Deep knowledge of insurance operations, risk management, and business operations.

Compensation

$138,000 - $175,000 commensurate with experience, plus bonus eligibility

Benefits & Perks

  • Competitive base salary plus incentive plans for eligible team members
  • 401(K) retirement plan that includes a company match of up to 6% of your eligible salary
  • Free basic life and AD&D, long-term disability and short-term disability insurance
  • Medical, dental, and vision plans to meet your unique healthcare needs
  • Wellness incentives
  • Generous time off program that includes personal, holiday, and volunteer paid time off
  • Flexible work schedules and hybrid/remote options for eligible positions
  • Educational assistance

Required Skills

negotiation
underwriting
analytical skills
strategic planning
leadership
risk management
communication
budgeting
P&L management
relationship building