Life Insurance Underwriter Opportunities - American Income Life - Remote!
American Income Lifeover 1 year ago
Waco, Texas, United States
Remote
Full-time
Junior Level (1-3 years)
Job Description
Position Overview
At American Income Life, we are constantly seeking talented Life Insurance Underwriters to support our company’s expansion. We cultivate a caring and innovative culture where collaboration, respect, and professional growth are paramount. This remote position involves assessing risks, ensuring compliance, and maintaining excellent communication with Life Insurance Agents.
Key Responsibilities
- Foster a collaborative environment to enhance efficiency and productivity in current and future policies.
- Thoroughly evaluate and analyze risks by leveraging applicants' health history for comprehensive underwriting decisions.
- Review medical and prescription information to make well-informed decisions.
- Engage proactively via email with agents to secure compliance documents and any additional required information.
- Stay updated on legal, state, and company standards while upholding strict confidentiality protocols.
Required Qualifications
- 1-2 years of life insurance underwriting experience (Underwriter trainee or Jr. Underwriter experience is considered).
- High school diploma or equivalent; preference for candidates with some college coursework.
- LOMA 280 & 290 within 1 year is strongly recommended; pursuit of FMLI is preferred.
- Pursuit of LOMA Underwriting (UND) is mandatory.
- Proficient written and verbal communication skills, solid organizational abilities, and strong attention to detail.
- Proficiency in Microsoft Office, particularly Excel.
Benefits & Perks
- Comprehensive health, dental, and vision insurance plans to ensure your well-being.
- Robust life insurance benefits along with retirement plans, including a company-matched 401k and pension plan.
- Education Assistance Program to support ongoing professional development.
- Wellness club reimbursements and gym discounts to help you stay healthy.
- Paid holidays and time off to support a healthy work-life balance.
- Parental leave to assist during life’s important moments.
- Development training programs to enhance your skills and career progression.
Required Skills
medical evaluation
risk assessment
underwriting
communication
compliance
Microsoft Office
Excel