Life Insurance Underwriter Opportunities - American Income Life - Remote!

American Income Lifeover 1 year ago
Waco, Texas, United States
Remote
Full-time
Junior Level (1-3 years)

Job Description

Position Overview

At American Income Life, we are constantly seeking talented Life Insurance Underwriters to support our company’s expansion. We cultivate a caring and innovative culture where collaboration, respect, and professional growth are paramount. This remote position involves assessing risks, ensuring compliance, and maintaining excellent communication with Life Insurance Agents.

Key Responsibilities

  • Foster a collaborative environment to enhance efficiency and productivity in current and future policies.
  • Thoroughly evaluate and analyze risks by leveraging applicants' health history for comprehensive underwriting decisions.
  • Review medical and prescription information to make well-informed decisions.
  • Engage proactively via email with agents to secure compliance documents and any additional required information.
  • Stay updated on legal, state, and company standards while upholding strict confidentiality protocols.

Required Qualifications

  • 1-2 years of life insurance underwriting experience (Underwriter trainee or Jr. Underwriter experience is considered).
  • High school diploma or equivalent; preference for candidates with some college coursework.
  • LOMA 280 & 290 within 1 year is strongly recommended; pursuit of FMLI is preferred.
  • Pursuit of LOMA Underwriting (UND) is mandatory.
  • Proficient written and verbal communication skills, solid organizational abilities, and strong attention to detail.
  • Proficiency in Microsoft Office, particularly Excel.

Benefits & Perks

  • Comprehensive health, dental, and vision insurance plans to ensure your well-being.
  • Robust life insurance benefits along with retirement plans, including a company-matched 401k and pension plan.
  • Education Assistance Program to support ongoing professional development.
  • Wellness club reimbursements and gym discounts to help you stay healthy.
  • Paid holidays and time off to support a healthy work-life balance.
  • Parental leave to assist during life’s important moments.
  • Development training programs to enhance your skills and career progression.

Required Skills

medical evaluation
risk assessment
underwriting
communication
compliance
Microsoft Office
Excel