Principal Product Manager

Position Overview

Circle is a groundbreaking financial technology company at the epicenter of the emerging internet of money. Our innovative infrastructure, including USDC – a blockchain‐based dollar – enables global, near-instant, and cost‐effective payments, commerce, and markets. As a Principal Product Manager at Circle, you will own the strategy and execution of our customer onboarding platform, ensuring it scales to support new products, markets, and evolving global regulatory requirements. You will act as a cross-functional leader, seamlessly partnering with compliance, risk, legal, engineering, and business stakeholders.

At Circle, we foster a flexible, diverse environment where new ideas are encouraged and every employee is a stakeholder. Our core values – High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence – guide our success.

Key Responsibilities

• Define and own the product strategy and roadmap for critical components within the Circle platform, launching scalable solutions that promote reusability and increase developer efficiency.
• Lead the evolution of onboarding and compliance capabilities, driving both incremental enhancements and long-term platform transformation.
• Partner with compliance, legal, risk, engineering, and product teams to design systems that balance regulatory rigor with seamless customer experiences.
• Identify and resolve process gaps, bottlenecks, and inefficiencies that impact onboarding speed, scalability, and compliance outcomes.
• Translate regulatory requirements and business needs into clear product requirements, insights, and user stories for engineering execution.
• Represent onboarding and platform priorities across senior forums, influencing strategy and securing alignment for high-impact initiatives.
• Build and maintain documentation that clearly explains the design, functionality, and dependencies of onboarding systems and tools.
• Define, monitor, and report on platform performance metrics and risk indicators, highlighting progress and challenges to executives and the Board.
• Engage with regulators, auditors, and examiners to demonstrate how Circle's onboarding platform scales effectively while meeting compliance obligations.

Required Qualifications

• 10+ years of experience delivering large-scale compliance, onboarding, or risk platforms in fintech, payments, or crypto.
• Hands-on experience using AI tools for prototyping and generating product mocks to accelerate design and development.
• Proven track record implementing KYB, KYC, and AML technologies to meet global regulatory requirements.
• Expertise in designing compliance workflows and building scalable systems that accelerate customer onboarding.
• Strong ability to translate regulatory and business needs into clear product requirements and platform strategies.
• Demonstrated leadership in influencing executives and cross-functional teams to align on product direction.
• Highly analytical and data-driven, with experience applying AI/ML to improve onboarding decision-making, risk detection, and process efficiency.

Preferred Qualifications

• Background in RegTech, banking, or scaled fintech with direct exposure to complex regulatory environments.
• Executive presence with the ability to represent Circle externally with regulators, auditors, and industry stakeholders.

Benefits & Compensation

• Compensation: Base Pay Range: $187,500 - $240,000. Total compensation packages are determined based on relevant experience, skill set, qualifications, and business needs.
• Inclusive culture and flexible work environment.
• Equal opportunity employer that values diversity and participates in the E-Verify Program in certain locations.
• Accommodations available for candidates with disabilities – please contact accommodations@circle.com for support.