Risk Consultant

Basic Job Functions

An experienced Risk Consultant is expected to conduct a specified number of inspections each month at a high level of proficiency and with minimal managerial oversight. This role requires balancing productivity with adherence to time, service, and product quality standards. The role serves as an experienced technical resource for our underwriting team on various personal security, loss prevention, and collections management issues. This expertise is conveyed to policyholders and agents on-site and through the successful execution of consultative risk engineering and personalized reporting after each visit.

Core Responsibilities

The core responsibilities include providing accurate replacement costs, analyzing risk acceptability, making clear and feasible recommendations, and promoting the Chubb differences to our PRS clients. The role aims to help acquire and retain quality accounts that contribute to the division's profitability. Key focus areas are:

• Conducting in-home inspections at higher value levels to determine accurate replacement costs, analyze risk acceptability, identify potential loss-producing issues, and recommend loss mitigation solutions.
• Creating risk inspection reports for underwriters, agents, and clients.
• Articulating Chubb’s competitive advantages to clients and identifying additional insurance needs based on possessions and lifestyle.
• Building relationships with clients to understand their needs, effectively market Chubb products, and promote the inspection process as part of Chubb’s commitment to superior service.
• Providing timely and flexible calendar availability in collaboration with scheduling coordinators to meet client service requirements.
• Understanding risk characteristics within the territory and assisting in training less experienced team members through joint travel and report reviews.
• Participating in special projects/initiatives and continuing to meet performance goals.
• Actively engaging in team meetings and educational opportunities.
• Traveling as needed, including occasional overnight stays.
• Residing within a 50-mile radius of the primary fieldwork area.

Salary

Salary: USD 72000 - 108000 per year

Experience

Experience: 3 years required