Residential Loan Officer - Southern Illinois Small Markets

Position Overview

At Associated Bank, we strive to create an inclusive culture where different perspectives are recognized as strengths. In this role, you will originate regulatory compliant residential loan applications and develop referral relationships with realtors, builders, attorneys, and other centers of influence while deepening customer relationships across business lines. You will monitor loan pipelines, ensure compliance with internal policies and regulatory requirements, and actively participate in community organizations.

Key Responsibilities

• Follow up on leads generated by personal effort, industry contacts, and Bank advertising as well as direct mail efforts.
• Conduct regulatory compliant loan pre-qualification interviews to recommend the most appropriate available loan programs and maintain a file of leads for follow-up.
• Accept and review residential mortgage loan applications for compliance with Bank, industry, and agency guidelines; promptly notify applicants who do not qualify and initiate processing for those who do.
• Actively solicit and originate mortgage loan programs for all prospective borrowers, including low to moderate income individuals, and serve as a liaison with government agencies and community development groups.
• Identify customer needs, cross-sell other Bank products and services (such as checking and savings accounts, home equity loans/lines, and mortgage life & disability insurance) and refer customers to appropriate business partners.
• Promote the Bank's loan programs through regular contact with realtors, brokers, builders, attorneys, and other referral sources.
• Prepare records and reports regarding loan solicitation, origination, and closing activities as requested.

Required Qualifications

• Bachelor's Degree or equivalent combination of education and experience.
• 1-3 years of experience in residential loan processing or origination with a financial institution or mortgage banking company.

Benefits & Perks

• Compensation: $17.00 - $27.58 per hour
• Retirement savings plans including both 401(k) and Pension options.
• Paid time off to volunteer in your community.
• Opportunities to connect through diversity-focused Colleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs, incentives, parental leave, an employee stock purchase plan, and military benefits.
• Personal banking, loan, investment, and insurance benefits.