Customer Service Representative Mortgage (Houston Location)
FMA Alliance, Ltd9 months ago
Houston, TX, United States
On-site
Full-time
Junior Level (1-3 years)
Job Description
Position Overview
Take customer calls regarding the mortgage loan accounts, billing issues, product problems, service questions and general client concerns. Additionally, must place out-bound calls via telephone, maintaining a high level of professionalism with clients and working to establish a positive rapport with every caller, while adhering to FDCPA & FCRA Federal, State and Client guidelines.
Schedule: Full-time
Salary: $15.00 per hour
Location: In person
Key Responsibilities
- Have full range of motion in wrists, fingers, and thumbs
- Be able to sit at a desk for extended periods of time
- Have normal or corrected vision to read computer screens and printouts
- Possess normal or corrected hearing to be able to hear customers and co-workers in person and via telephone
- Perform basic math functions including addition, subtraction, multiplication and fractions
- Strong oral and interpersonal communication skills
- Meet client guidelines and have clear understanding of client policies
- Must adhere to compliance expectations pursuant to FDCPA and other Federal, State, and local laws
- Update consumers account information during and after each call
- Identify payment options; setup payment arrangements as appropriate
- Must have good customer service skills and ability to work in a team environment
- Required to maintain daily and monthly service level expectations
- Initiate effective outbound calls and receive inbound calls
- Produce and arrange payment solutions for customers
- Provide account updates to management as appropriate
- Ensure client/company quality standards are met
- Work assigned group of accounts
- Assure the best interests of the company are maintained
- Provide management with information on any suspected work or personnel problems
- Participate in continued training in UDAAP and compliance policies
- Perform other duties as required and as assigned
- Maintain professional, courteous treatment of clients, coworkers, and consumers
- Demonstrated ability to interact professionally with management, subordinates, and clients to promote a positive company image
- Meet FMA’s standards for attendance and promptness
- Demonstrate problem solving ability
- Excellent computer skills
- Working knowledge of billing practices and techniques
- Excellent verbal and written communications skills
- Ability to handle problems effectively
- A strong sense of teamwork and cooperation with management and coworkers
Required Qualifications
- High school Diploma or equivalent
- Previous customer service billing experience a plus
- Proficiency in basic Microsoft Office applications
- Must be able to pass a background check and drug screen as permitted by law
Benefits & Perks
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Required Skills
Telephone Communication
Microsoft Office
Problem Solving
Customer Service
Compliance (FDCPA, FCRA)
Teamwork
Interpersonal Communication
Billing Practices