Customer Service Representative Mortgage (Houston Location)

FMA Alliance, Ltd9 months ago
Houston, TX, United States
On-site
Full-time
Junior Level (1-3 years)

Job Description

Position Overview

Take customer calls regarding the mortgage loan accounts, billing issues, product problems, service questions and general client concerns. Additionally, must place out-bound calls via telephone, maintaining a high level of professionalism with clients and working to establish a positive rapport with every caller, while adhering to FDCPA & FCRA Federal, State and Client guidelines.

Schedule: Full-time
Salary: $15.00 per hour
Location: In person

Key Responsibilities

  • Have full range of motion in wrists, fingers, and thumbs
  • Be able to sit at a desk for extended periods of time
  • Have normal or corrected vision to read computer screens and printouts
  • Possess normal or corrected hearing to be able to hear customers and co-workers in person and via telephone
  • Perform basic math functions including addition, subtraction, multiplication and fractions
  • Strong oral and interpersonal communication skills
  • Meet client guidelines and have clear understanding of client policies
  • Must adhere to compliance expectations pursuant to FDCPA and other Federal, State, and local laws
  • Update consumers account information during and after each call
  • Identify payment options; setup payment arrangements as appropriate
  • Must have good customer service skills and ability to work in a team environment
  • Required to maintain daily and monthly service level expectations
  • Initiate effective outbound calls and receive inbound calls
  • Produce and arrange payment solutions for customers
  • Provide account updates to management as appropriate
  • Ensure client/company quality standards are met
  • Work assigned group of accounts
  • Assure the best interests of the company are maintained
  • Provide management with information on any suspected work or personnel problems
  • Participate in continued training in UDAAP and compliance policies
  • Perform other duties as required and as assigned
  • Maintain professional, courteous treatment of clients, coworkers, and consumers
  • Demonstrated ability to interact professionally with management, subordinates, and clients to promote a positive company image
  • Meet FMA’s standards for attendance and promptness
  • Demonstrate problem solving ability
  • Excellent computer skills
  • Working knowledge of billing practices and techniques
  • Excellent verbal and written communications skills
  • Ability to handle problems effectively
  • A strong sense of teamwork and cooperation with management and coworkers

Required Qualifications

  • High school Diploma or equivalent
  • Previous customer service billing experience a plus
  • Proficiency in basic Microsoft Office applications
  • Must be able to pass a background check and drug screen as permitted by law

Benefits & Perks

  • 401(k)
  • Dental insurance
  • Health insurance
  • Paid time off
  • Vision insurance

Required Skills

Telephone Communication
Microsoft Office
Problem Solving
Customer Service
Compliance (FDCPA, FCRA)
Teamwork
Interpersonal Communication
Billing Practices