Senior Commercial Lines Product Manager

Position Overview

Encova Insurance is seeking a Senior Commercial Lines Product Manager to manage and grow commercial lines while optimizing profitability and aligning with corporate strategy. Reporting to the Director, Product Strategy | CL Underwriting Office, the role requires significant experience with mid-large account commercial lines underwriting, as well as a background in product management. Preferred candidates reside within a two to three-hour driving range of Columbus, Ohio, although well-qualified candidates from other states will be considered. The role offers Compensation: $97,153.00 - $155,445.00 annually + bonus + benefits.

Key Responsibilities

• Develop and execute strategic plans to grow assigned commercial lines and optimize profitability.
• Assess profitability, product profiles, competitor information, and market opportunities to drive action.
• Lead the creation and communication of market insights, product strategies, proposals, and presentations to senior leadership.
• Ensure premium algorithms, rates, rules, and class codes comply with state regulations and are correctly implemented.
• Coordinate new carrier/state launches including determining state-specific algorithms and system requirements.
• Oversee filing preparations, regulatory updates, and act as a consultant on filing issues.
• Collaborate with compliance, cross-functional teams, and vendor partners to support research projects and operational meetings.
• Provide technical support, mentorship, and training to build team expertise and drive product management effectiveness.

Required Qualifications

• Bachelor’s degree from an accredited college or equivalent experience.
• Minimum of seven years’ experience in commercial lines product management and underwriting/claims.
• Proven analytical skills with proficiency in data management tools (e.g., Tableau) and forecasting financial results.
• Strong strategic planning, interpersonal, and communication skills with demonstrated leadership ability.

Preferred Qualifications

• CPCU or other professional insurance designations preferred.
• Experience with state filings through S.E.R.F.F. and familiarity with insurance rating manuals, policy forms, and regulatory bulletins.
• A proven track record in mentoring and developing team members in a dynamic, collaborative environment.

Benefits & Perks

• Health, Dental & Vision Insurance
• Company-provided life and income protection plans
• Eligibility to participate in a company incentive bonus program
• 401(k) Retirement Plan with 100% company match up to 7% of annual salary
• Paid Time Off, Paid Holidays, and Floating Holidays
• Flexible Work Arrangements including hybrid and remote options