Credit Products Commercial Banking Group Manager
Job Description
Thank you for your interest in a career at Regions.
At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
About the Role
At Regions, the Credit Products Commercial Banking Group Manager provides leadership and oversight for a broad team of first-line associates responsible for delivering credit support across the Commercial Middle Market, Commercial Leveraged, Government and Institutional Banking (GIB), and Small Business Administration (SBA) segments. This role is responsible for ensuring sound risk management practices, high-quality credit decisions, effective credit product delivery, strong asset quality, and the development of high-performing teams. In partnership with business, risk, and operational stakeholders, this role drives operational excellence, consistency, and continuous improvement in support of the organization's growth and risk objectives.
Your Responsibilities
- Develops and manages key performance indicators for the Middle Market, including approval documentation quality, credit servicing quality, and credit approval turnaround time
- Acts as a liaison to Credit Review, Risk Management, and Audit teams for identification of any weaknesses in the risk management practices of Middle Market teams
- Hires, develops, coaches, manages, and mentors team leaders responsible for hiring, developing, coaching, managing, and mentoring Credit Products associates supporting underwriting and portfolio management activities
- Ensures Regions recruits, develops, and retains associates with the skills, experience, and potential needed to maintain a deep and sustainable talent bench
- Creates and maintains strong working relationships with key stakeholders including Middle Market Executives, Credit Officers, Client Coverage Teams, Capital Markets Teams, Senior Leadership, and Human Resources
- Ensures new loans and renewals are underwritten in accordance with prudent risk standards and applicable loan and credit risk management policies
- Serves in a leadership position for all risk management initiatives and activities regarding the Middle Market
- Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing, and risk rating
- Leads credit product activity delivery and support for the Middle Market
- Serves, periodically, on committees, task forces, and groups as needed
Position Details
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
- Bachelor’s degree
- Fifteen (15) years of commercial banking/commercial credit experience
- Six (6) years of managerial experience
- Completion of a major corporate credit training program or the equivalent corporate banking/corporate finance experience
- Significant accounting, finance, and capital markets knowledge
Preferences
- Master of Business Administration (MBA) or a related degree
Skills and Competencies
- Ability to lead and coach others
- Broad knowledge of all credit disciplines and business strategy
- Demonstrated self-starter with a strong work ethic
- Excellent analytical and problem-solving skills
- Excellent interpersonal skills
- Excellent verbal and written communication skills
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
- Minimum: $271,316.00 USD
- 50th Percentile: $327,642.00 USD
Incentive Pay Plans: This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Opportunity to participate in the Long Term Incentive Plan.
Location
Charlotte, North Carolina
Equal Opportunity Employer
Equal Opportunity Employer/including Disabled/Veterans
Application Process
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.