Capital Markets Manager (Structuring Manager)
SoFi5 months ago
Charlotte, NC, United States
Hybrid
Full-time
Junior Level (1-3 years)
Job Description
Your Responsibilities
- In this role, you will be the structuring point person working with a cross-functional internal team of capital markets, treasury, investor relations, legal and IT team members together with external constituencies including broker-dealers, investors and rating agencies to establish the most efficient structures for proposed Capital Markets’ transactions
- Manage the structuring process for all Securitizations and Loan Sales, including Intex file set up and iteration and Cash Flow model analysis
- Analyze and understand the economic impact of using different avenues of funding available through the capital markets (execution related to ABS transactions, whole loan sales, warehouse financing, and bulk sales)
- Validate and utilize third-party valuation agent credit assumptions and analytics to run internal analyses related to fair market value of SoFi’s managed pool of loans
- Monitor dashboards and spreadsheets that track ongoing performance of our securitizations and other transactions
- In partnership with internal and external counsel, review and negotiate transactional terms through to execution
- Collaborate and provide strategic support to internal stakeholders such as credit, legal, engineering, product, treasury, accounting, servicing and finance
- Assist with the content preparation, communication, correspondence, and due diligence processes for external stakeholders including investors, lenders, rating agencies, data systems providers, law firms, trustees, custodians, and accounting firms
- Other ad hoc support as needed requested relating to whole loan sales, asset backed securitizations, new products, securities financing, unsecured lines of credit, and any other future financing initiatives of the company
Benefits
- Generous vacation and holidays
- Paid parental leave for eligible employees
- 401(k) and education on retirement planning
- Monthly contribution up to $200 to help you pay off your student loans
- Great health & well-being benefits including: telehealth parental support, subsidized gym program
- Comprehensive health, vision, dental, life insurance, and disability benefits
- Fertility and family planning options
- Flexible time off
- Free financial classes
- Tuition reimbursement on approved programs, up to $5,250 per year
Required Skills
Financial Analysis
Transaction Structuring
Cash Flow Model Analysis
Stakeholder Communication
Credit Analysis
Valuation Analysis
Securitization
Legal Negotiations