(Remote) Senior Loan Officer - Self Sourced

VeteransLoans.com11 months ago
Columbia, Missouri, United States
Remote
Full-time
Junior Level (1-3 years)

Job Description

Position Overview

VeteransLoans.com is seeking an experienced (Remote) Senior Loan Officer with an active license(s) to join our winning team. The primary purpose of this job is to respond to mortgage inquiries and referrals generated from contacts. Additionally, the Senior Loan Officer will conduct interviews with prospective borrowers to analyze financial and credit data, determine financing objectives, provide pricing policies and guidelines, and gather any additional required information. This position is remote and can be located in the following states: AL, AR, AZ, CA, FL, ID, IL, IN, KS, MA, MD, ME, MI, MN, MO, MS, MT, NC, NM, OH, OR, PA, SC, TN, TX, UT, VA, WA.

Key Responsibilities

  • Self-generate leads to originate purchase and refinance mortgage loans
  • Promote sales and continually identify, develop, and maintain a quality network of realtor and client relationships
  • Evaluate credit worthiness by reviewing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics to qualify borrowers
  • Assess customer needs and explore all options
  • Develop referral networks and suggest loan products to accomplish quotas
  • Go the extra mile to build trusted relationships, customer loyalty, and satisfaction throughout the loan process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Required Qualifications

  • Current NMLS License
  • Two (2) years mortgage loan origination experience
  • Knowledge of VA, FHA, and Conventional products and guidelines
  • Familiarity with computers and lending applications and software
  • Must be able to build and maintain internal and external relationships to deliver high levels of service
  • Excellent verbal, written, and interpersonal communication skills
  • Pipeline of realtor connections and self-generated leads

Required Skills

Relationship Building
Excellent Communication Skills
Credit Analysis
Mortgage Loan Origination
Compliance with Lending Regulations
Financial Eligibility Assessment
Active NMLS License
Knowledge of VA, FHA, and Conventional Products
Self-Generated Lead Experience