Financial Analyst, Credit

Position Overview

As the Financial Analyst, Credit at Enterprise—a national nonprofit dedicated to making a good home possible for millions—you will support the review and assessment of the fiscal condition of affordable housing sponsors, developers, and guarantors utilizing LIHTC financing. In a fast-paced environment, you will collaborate with Credit Officers, Credit Underwriters, and the Asset Management’s Sponsor Support team to manage due diligence processes and provide robust financial analysis, all while contributing to Enterprise’s mission and commitment to racial equity and community development.

Key Responsibilities

• Assist in the review of financial statements and preparation of multi-year financial analysis spreadsheets for developers/guarantors in LIHTC and predevelopment transactions.
• Identify salient characteristics from the analysis, communicate findings, and recommend follow-up actions to the Credit Underwriter.
• Determine the most appropriate subjects and level of analysis for each transaction based on roles, financial capacity, and other key factors.
• Analyze consolidated statements, including legal relationships, activities, and the assets and liabilities of entities, to evaluate financial health.
• Comply with policies and procedures to protect sensitive information provided by sponsors and guarantors.
• Manage the due diligence process and the appropriate handling of non-public documents.
• Perform other special tasks as assigned.

Required Qualifications

• Bachelor of Science in Accounting, Finance, or equivalent with 2+ years of experience (Master’s Degree may substitute 1 year of experience).
• Related experience in auditing and/or financial analysis of real estate development companies and non-profits is preferred.
• Excellent analytical skills with a keen eye for detail.
• Some knowledge of LIHTC equity underwriting or other real estate feasibility analysis is preferred.
• Effective written and verbal communication skills.
• Ability to maintain positive, productive working relationships with co-workers and external partners.
• Proven capacity to independently coordinate complex activities, prioritize conflicting demands, and meet deadlines.
• High levels of motivation and ethics.

Benefits & Perks

• Compensation: Base salary of $85,000 to $95,000 (dependent on skills and experience) along with annual performance bonuses and generous paid leave programs.
• Benefits: Comprehensive package including dental, health, and vision care plans; family-building support such as fertility, adoption, surrogacy, and gender-affirming care.
• Flexible work arrangements to promote a healthy work-life balance.
• Additional offerings such as health advocacy, an EAP, and mental health benefits.
• Opportunities for financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions.
• Learning and development opportunities including tuition reimbursement for job-related courses and certifications.