AML Operations Analyst

Position Overview

Ramp is a cutting‐edge financial operations platform dedicated to saving companies time and money by streamlining payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence. As a member of Ramp's AML Team, you will play a key role in executing our anti‐money laundering and sanctions compliance program. In this fast‐paced fintech environment, you will review transaction monitoring alerts, conduct investigations, and perform enhanced due diligence to mitigate financial crime risks while collaborating with Compliance, Risk, Product, and Fraud Operations teams.

Key Responsibilities

• Review and disposition transaction monitoring alerts across Ramp's product lines to identify potentially suspicious activity
• Investigate suspicious activity and prepare documentation supporting SAR decisions and filings
• Review sanctions and PEP screening alerts, escalating and reporting true matches as required
• Conduct enhanced due diligence (EDD) on higher-risk customers, entities, and counterparties
• Assist in the ongoing optimization of Ramp's AML systems and transaction monitoring rules
• Support responses to bank partner requests, audits, and regulatory reporting obligations
• Identify process improvements, document findings, and contribute to compliance procedures and training materials

Required Qualifications

• Minimum 2 years of experience in compliance operational teams
• Familiarity with KYC/KYB, BSA/AML, sanctions, EDD, and financial crimes compliance
• Ability to handle multiple and fast-changing priorities
• Excellent written and verbal communication skills
• Strong investigative and critical thinking skills

Preferred Qualifications

• Accreditation by ACAMS, an equivalent industry body, or other qualifications in financial crime, risk management, or compliance
• Experience supporting a growing compliance team
• Background in high-growth start-ups, particularly in fintech
• Experience working cross-functionally, such as with risk and operations teams

Benefits & Perks

• Benefits: 100% medical, dental & vision insurance coverage for you
• Partially covered insurance for your dependents
• One Medical annual membership
• 401k (including employer match on contributions made while employed by Ramp)
• Flexible PTO
• Fertility HRA (up to $10,000 per year)
• Parental Leave
• Pet insurance
• Centralized home-office equipment ordering for all employees
• Health and Wellness stipend
• In-office perks: lunch, snacks, drinks, and more
• Budget for intra-office travel
• Relocation support to NYC or SF (as needed)