Credit Card Business Analyst

Position Overview

The Credit Card Business Analyst role is a key position on the direct-to-consumer team supporting Sunbit’s Credit Card business. LocatedRemote, USand reporting to the Director, Card Growth and Risk Management, this role offers an opportunity for a collaborative, analytical, and data-driven individual to work across the organization, drive growth, scale, efficiency, and deliver an outstanding customer experience. Sunbit is a leading financial technology company dedicated to easing the stress of life’s expenses through innovative payment solutions.

Key Responsibilities

• Conduct business and financial analysis to evaluate performance, determine strategy, prioritize opportunities, and drive successful execution
• Partner cross-functionally with operations, tech, analytics, marketing, and legal teams to determine requirements and priorities
• Coordinate and manage projects to ensure successful, on-time delivery
• Determine appropriate credit limits and terms for credit card applicants
• Monitor portfolio performance and identify trends
• Recommend strategies to mitigate credit risk and optimize profitability
• Research and identify new opportunities to grow, expand, and improve Sunbit’s products

Required Qualifications

• 2-4 years of relevant professional experience, preferably in Credit Card, Loans, or other financial services (fintech/fast-growing consumer startup a plus!)
• Strong quantitative and analytical skills with the ability to synthesize data into meaningful insights
• Proficiency in Microsoft Excel and SQL with experience analyzing large data sets
• Knowledge in Tableau, Python, R, or SAS
• Experience with forecasting models such as time series forecasting
• Excellent verbal, written communication, and presentation skills
• Self-motivated, ambitious, and a go-getter with a hunger for success
• Able to build strong, collaborative relationships with internal and external partners
• Organized with the ability to manage ambiguity and complexity
• Capable of working independently across multiple levels

Benefits & Perks

• Join one of LA’s fastest growing startups (2023), a Most Loved Workplace, Inc. 5000 (#576 in 2023), and Forbes Fintech 50 (2024) with a position on the Deloitte Technology Fast 500 list (#161)
• Mission driven, empowered, and collaborative culture
• Competitive payand stock options
• Unlimited PTO
• Health Insuranceoptions including Medical, Dental, Vision, Life, EAP, FSA, and Maternity Leave
• Newly added HSA and Pet Insurance
• 401K Plan with Matching
• Cell Phone Stipend
• Team-based strategic planning and team-owned deliverables