Middle Market Commercial Loan Officer

Job Description

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $20MM-1billion.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.

Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 7+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation
• Established book of business required

Contact Information

Email: mike@scsacramento.com

Phone: 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.

Skills

• Accounting
• Banking Services
• Business Banking
• Commercial Loans
• Credit Risk
• Documentation
• Economics
• Finance
• Financial Analysis
• Loans
• Marketing
• Negotiation Skills
• Profit & Loss
• Sales
• Sales Prospecting