Loan Officer
Jobotover 1 year ago
Richmond, Virginia, United States
Remote
Full-time
Junior Level (1-3 years)
$55,000 Annually
Job Description
Position Overview
We are seeking an elite Mortgage Loan Officer to service and expand our clientele at the Top-of-the-Line Mortgage Loan Company. This role is hosted by Steven Zacharias at Jobot Pro. Compensation: Based on Experience. Offered salary is $55,000 - $100,000 per year with a position located in Richmond, VA, and available as a Remote and Permanent role. This is a 100% Remote and Urgent Hire opportunity!
Key Responsibilities
- Market and promote a suite of Assurance residential products.
- Meet and exceed the Company’s minimum production standards by taking complete and accurate loan applications.
- Establish and maintain relationships with realtors, bank officers, builders, new home sales representatives, and other referral sources to develop new business and retain existing relationships.
- Monitor overall customer satisfaction throughout the loan process from application to closing, including counseling and pre-qualifying potential home buyers.
- Collect and analyze customer information regarding income, assets, investments, and debts.
- Evaluate the buying, building, or refinancing needs of each customer to determine the most suitable financial products.
- Advise customers on the advantages and disadvantages of various loan products.
- Obtain all necessary application and underwriting support documents along with the appropriate fees and lock in information.
- Oversee the loan process by monitoring loan status and ensuring conformity with terms.
- Communicate loan status to all involved parties.
- Negotiate terms and conditions of loans with customers.
- Stay abreast of trends and developments in the local real estate and competitive markets, as well as changes in rules and regulations pertaining to conventional and government-insured mortgages.
- Perform other duties as assigned.
Required Qualifications
- High school diploma or equivalent.
- Appropriate state licenses required.
- Minimum of 1+ years experience as a loan originator for Loan Originator or 5+ years for a Senior Loan Originator.
- Experience interacting with regional and corporate departments, realtors, sales agents, builders, appraisers, etc.
- Demonstrated judgment and decision-making ability.
- Excellent presentation and communication skills, both verbal and written.
- Ability to quickly assess and process large volumes of data and proficient use of AU software technology.
- Active involvement in the community and job-related organizations to enhance beneficial contacts.
Benefits & Perks
- Lucrative compensation plan with full benefits and additional incentives.
- Work with a technology and service-driven Mortgage Loan Company.
- Accelerated career growth along with uncapped commissions.
Required Skills
Mortgage Lending
Financial Analysis
Relationship Management
Sales
Communication
Loan Origination
Customer Service
Networking