BackEnd AI Developer with Payments[W2 Role]-(Local to San jose/San Francisco, CA]

Job Title: Software Engineer

Location: San Jose, CA

About TP

The Card Payment teams are responsible for building enhanced capabilities for card issuing & processing in the cloud-based Bill.com Accounts Payables and Accounts Receivables platforms. You'll be working with peer developers, product managers, designers, architects, and your manager to create new product capabilities to grow and scale card payments for Bill. Enable customers to pay & get paid using streamlined card payment options from rapid to instant payouts across multiple channels. Our spotless & smart methodologies define solutions for effortless card payment CX. We are looking for a strong, passionate engineer to join us on an exhilarating journey to clock colossal payment volumes, build & ideate towards next-gen capabilities, & invent new revenue streams in the Card Issuing space.

Your Responsibilities

• 5+ years experience designing, developing and supporting scalable payment systems using Java, Spring Boot, AWS cloud services
• Expertise in Java, microservices, messaging queues, event streaming, SQL/NoSQL, REST, CI/CD
• Design, build and support highly reliable, low latency payment systems and APIs
• Implement secure, compliant and fraud-resistant payment solutions
• Develop robust integrations with third party payment providers leveraging messaging and events
• Build ingestion pipelines, data lakes and AI/ML models for payment analytics
• Instrument payment systems for monitoring, logging, tracing and alerting
• Diagnose and troubleshoot issues quickly in live production environments
• Automate deployment, testing and infrastructure management using IaC tools
• Work closely with product and business teams to drive payment innovation
• Develop solutions leveraging leading technologies like cloud, containers, Kafka, AI/ML
• Take full ownership of critical payment systems and mentor junior engineers
• Promote scalability, reliability, security and engineering best practices
• Provide technical guidance during design, code reviews and testing
• Clearly communicate technical details and tradeoffs to stakeholders
• Make critical recommendations influencing payment systems direction
• Participate in team meetings and facilitate technical discussions

Required Skills:

• 5+ years experience designing, developing, and operating distributed systems and microservices leveraging Java, Spring Boot
• Bachelor's degree in CS or related field; Master's preferred
• Expertise in Java, SQL/NoSQL, REST, messaging, CI/CD pipelines, automated testing
• Experience with payment systems, PCI compliance, security, encryption highly preferred
• Design, build, and support reliable applications on AWS cloud (EC2, RDS, Lambda, API Gateway)
• Implement scalable architectures using containers, Kubernetes
• Monitor, log and alert on application performance using CloudWatch, Datadog
• Diagnose and troubleshoot issues efficiently in development and production environments
• Hands-on experience developing and monitoring AI/ML models
• Identify opportunities to apply AI/ML capabilities to solve problems
• Advocate for engineering best practices around development, testing, deployment
• Provide technical guidance and mentoring to less experienced engineers
• Work cross-functionally with product, design, and leadership teams