Mortgage Loan Officer Trainee- Appleway

ICCU8 months ago
Coeur d'Alene, Idaho, United States
On-site
Full-time
Beginner Level (< 1 year)

Job Description

Position Overview

To assist Mortgage Loan Officers in making sales calls and presentations to current and prospective members, as well as prospective Real Estate Agents, Builders, and Business Partners on a regular basis to develop long-term relationships. Promote and cross-sell additional Credit Union products and services.

Key Responsibilities

  • Market Credit Union Mortgage products in Idaho Central's geographical field of membership.
  • Develop business and generate leads from real estate agents.
  • Handle applications and manage all communication during the loan process.
  • Gather needed verification documents from members and real estate partners.
  • Perform pre-approval analysis of new mortgage applications including, but not limited to: reviewing income documents, asset documents, tax returns, credit reports, automated underwriting system findings.
  • Prepare and deliver initial disclosures on completed mortgage applications.
  • Assist in training branch team members on Loan Origination Systems or Encompass best practices and purchase program guidelines.
  • Cross-sell all Credit Union products and services when possible.
  • Attend all loan closings.

Required Qualifications

  • Bachelor's Degree or equivalent experience preferred.
  • Ability to work under pressure and organize tasks for optimal sales performance.
  • Excellent attention to detail, communication, and interpersonal skills.
  • Must be able to maintain NMLS registration.

Required Skills

Customer Service
Lead Generation
Cross-Selling
Application Handling
Loan Process Management
Sales Calls
Presentation Skills
Communication
Interpersonal Skills
Attention to Detail