Enterprise Architect (Ft Collins, Co)

BillGO Overview

BillGO is focused on building a lean, high-impact platform that enables B2B payments and financial workflows at scale. The Enterprise Architect owns the end-to-end technical architecture of the BillGO platform and ensures that platform, data, and AI capabilities evolve cohesively in support of business outcomes.

Responsibilities

• Define and maintain BillGO’s target-state platform architecture to support a scalable, extensible, and resilient payments platform
• Establish and enforce architectural principles and guardrails that enable consistency while preserving team autonomy
• Guide architectural decisions for core payment flows, partner integrations, and shared platform services
• Identify, prioritize, and reduce architectural complexity and enterprise-level technical debt
• Ensure the architecture supports high availability, correctness, scalability, and regulatory requirements
• Own the cloud architecture strategy (AWS), with emphasis on resilience, observability, and cost efficiency
• Partner with Platform Engineering and SRE to ensure architecture supports operational excellence
• Drive modernization and simplification initiatives where they create measurable leverage
• Incorporate FinOps-aware design decisions into platform architecture and service patterns
• Identify and drive practical AI/ML use cases that improve platform and operational outcomes, including: Payment exception handling and resolution, Anomaly detection and fraud signal identification, Intelligent routing, retries, and decisioning, Partner support and operational automation
• Define architectural patterns for AI-enabled systems, including: Data pipelines and feature readiness, Model integration and inference services, Monitoring, feedback loops, and governance
• Ensure AI capabilities are secure, explainable where required, and production-grade
• Partner with product and engineering to ensure AI is embedded into workflows — not treated as an afterthought
• Translate BillGO’s business priorities into clear architectural decisions and tradeoffs
• Act as a trusted advisor to leadership on platform investments, sequencing, and risk
• Support strategic initiatives such as new partner models, platform extensions, and regulatory changes
• Evaluate vendors, platforms, and build-vs-buy decisions through an architectural lens
• Lead architecture reviews and provide clear, actionable guidance to engineering teams
• Establish lightweight governance that balances autonomy with architectural coherence
• Document architecture in ways that are current, practical, and useful to teams
• Mentor senior engineers and raise architectural thinking across the organization

Skills

• Bachelor's degree in Computer Science, Artificial Intelligence, Data Science, or a related field (Master's degree a plus)
• 10+ years of experience in software engineering, systems, or architecture roles
• Proven experience shaping enterprise or platform architecture in fintech, payments, or enterprise SaaS environments
• Strong background in cloud-native, distributed systems
• Hands-on experience integrating data and AI/ML capabilities into production systems
• Practical experience applying AI/ML to real operational or product problems
• Deep understanding of APIs, integrations, and high-throughput transaction systems
• The ability to excel in a fast-paced, startup environment and maintain momentum through change
• A pragmatic, systems-driven mindset with a strong focus on delivering measurable outcomes
• Comfort operating effectively within a lean, evolving organization and adapting as priorities shift
• Sound architectural judgment, paired with the confidence to make thoughtful tradeoffs and stand behind decisions
• Clear, effective communication that aligns technical teams with business stakeholders and organizational goals
• Experience in payments, banking, or financial infrastructure
• Exposure to fraud, risk, or compliance systems
• Cloud or architecture certifications

Company Overview

BillGO is changing the status quo with a modern bill managements and payments platform. It was founded in 2015, and is headquartered in Fort Collins, Colorado, USA, with a workforce of 51-200 employees. Its website is https://www.billgo.com.

Company H1B Sponsorship

BillGO has a track record of offering H1B sponsorships, with 2 in 2025, 2 in 2024, 3 in 2023, 9 in 2022, 8 in 2021, 5 in 2020. Please note that this does not guarantee sponsorship for this specific role.