Data Analyst
Consumers Credit Unionabout 1 year ago
Michigan
On-site
Full-time
Junior Level (1-3 years)
Job Description
Position Overview
Consumers Credit Union is looking to hire a passionate Data Analyst to join our team. In this full-time, onsite role at our corporate office in Kalamazoo, you will discover, organize, manage, and analyze relevant data to drive improvements in sales, service, process efficiencies, and risk assessment. At Consumers, you’re joining a team that embraces camaraderie and collaborative spirit.
Key Responsibilities
- Analyze and apply underwriting methodologies while assessing risk tolerance to inform the development and training of automated underwriting models for loan acquisition processes.
- Communicate results and insights to key stakeholders.
- Contribute to shaping the data structure and schema within the data warehouse and across diverse data systems.
- Create and manage decision models to drive automation.
- Collaborate with and support Operations, Risk Management, Collections, and Marketing in analytical initiatives.
- Remain informed about compliance efforts to ensure all tools developed are fully compliant with relevant regulatory requirements.
- Perform ad hoc data requests and analysis across the Credit Union.
- Perform other duties as assigned.
Required Qualifications
- 4-6 years of experience with a Bachelor's degree in Economics, Statistics, Mathematics, Computer Science, or a related field.
- Working knowledge of enterprise data management with the ability to communicate with database administrators and data integration teams.
- Formal understanding of statistical techniques (e.g., Linear/Logistic Regression, Hypothesis Testing, Experimental Design).
- Proficient in SQL.
- Self-directed with strong decision-making abilities.
- Excellent verbal and written communication skills along with strong organizational skills.
- Working knowledge of credit union products.
- Ability to work at a fast pace with a keen attention to detail.
Benefits & Perks
- Outstanding health, dental, and vision plans with an excellent health insurance plan featuring low copays and a low deductible for major medical.
- 401(k) plan with a 100 percent match up to your first 10 percent of contributions following 60 days of employment.
- Generous paid time off, paid gym memberships, in-house training, wellness programs, life coaches, tuition reimbursement, and more.
- Loan discounts.
Required Skills
Decision Modeling
SQL
Data Analysis
Risk Assessment
Data Management
Statistical Analysis
Underwriting Methodologies