Consumer Credit Analyst II

Position Overview

We are looking for a Consumer Credit Analyst II to join our team at Nissan. You can work in Dallas, TX (Onsite/Hybrid), Las Vegas, NV (Remote) or anywhere in the US (Remote). In this role, you will analyze consumer credit applications, evaluate credit worthiness, negotiate tiers and terms with dealers, and maintain positive relationships. Work hours are Monday to Friday (8‑hour shifts scheduled between 7 am to 11 pm CT with flexibility to work weekends on rotation); Dallas-based employees or residents within a commutable distance are expected to work 5 days in the office.

Key Responsibilities

• Evaluates credit applications using credit bureau reports and various sources.
• Ensures compliance with credit guidelines and makes decision recommendations.
• Processes credit applications through LOS, VRU, Funding, Transfer of Equity, and Internet queues while managing dealer communications.
• Develops and maintains business relationships with dealer personnel to support credit and finance decisions.
• Negotiates tiers and terms on credit applications using risk-based finance and credit analysis.
• Collaborates with support staff and Field Service Managers to resolve credit, finance, and compliance issues.

Required Qualifications

• Education & Experience: Possess either a Bachelor's degree in Finance (or related field) with a minimum of 2 years credit lending experience and 1 year secured credit buying experience (preferably in automotive finance); or an Associate’s degree with a minimum of 3 years credit lending experience and 1-2 years secured credit buying experience; or a High-school diploma with at least 7 years credit lending experience and 2 years secured credit buying experience.
• Computer Skills: Proficient in using computer systems to lookup data, generate/print reports or spreadsheets, and use established computer programs.

Benefits & Perks

• Career Growth and Continuous Learning Opportunities through diverse career paths, cross-departmental moves, seminars, leadership training, and tuition reimbursement programs.
• Rewards with a comprehensive benefits package including medical, mental health, parental leave, and retirement savings options.
• Unique Nissan perks including discounts on lease vehicles via the Employee Lease Program and a Vehicle Purchase Program (VPP).
• Compensation: Salary Range: $56,776.00 - $87,510.00. This range represents the minimum and maximum base salary rates for this role based on experience, education, work location, and market norms.