Licensed Loan Officer - Leads Provided

Position Overview

Urgently Hiring Loan Officers licensed in CA, FL, or TX. This is a Commission only role (paid by 1099) with leads provided on a 40‑60 bps structure and 100bps on self‑sourced leads. Work from home is welcome. We are seeking a dedicated and knowledgeable Loan Officer to join our financial services team. In this role, you will guide clients through the loan application process, assess their financial needs, and provide tailored loan solutions. Your expertise in loan processing, negotiation, and compliance will be crucial in helping clients secure the financing they require.

Key Responsibilities

• Evaluate and analyze clients' financial information to determine loan eligibility.
• Assist clients in completing loan applications and gathering necessary documentation.
• Negotiate loan terms and conditions with clients and lenders to achieve favorable outcomes.
• Collaborate with underwriting teams and escrow agents to ensure timely processing and smooth transactions.
• Maintain accurate records of loan applications, approvals, and rejections.
• Provide exceptional customer service by addressing client inquiries and resolving issues promptly.
• Guide clients through the loan origination process, ensuring all necessary documentation is collected and submitted accurately.
• Maintain up-to-date knowledge of TILA regulations, industry trends, and compliance requirements.
• Utilize accounting software to manage loan applications and track progress effectively.
• Conduct follow-ups with clients throughout the loan process to ensure satisfaction.

Required Qualifications

• Proven experience in financial sales, preferably in a loan officer or mortgage servicing role.
• Proficient in loan processing and understanding of underwriting principles.
• Strong negotiation skills to advocate for clients’ best interests.
• Excellent communication skills, both verbal and written.
• Proficient in math and financial analysis to assess client eligibility.
• Familiarity with financial software, escrow processes, and documentation requirements.
• Understanding of TILA regulations and other compliance standards in the lending industry.
• A proactive approach to problem-solving with the ability to work independently and as part of a team.
• NMLS licensed in the states of CA, FL, or TX.

Benefits & Perks

• Commission only compensation (paid by 1099).
• Competitive pay: $67,792.00 - $499,377.00 per year.
• Bonus opportunities.
• Referral program.
• Leads provided on a 40‑60 bps structure with 100bps on self‑sourced leads.
• Full‑time role with an 8‑hour shift.
• Remote work opportunity.