Mortgage Loan Officer - Outside Sales

Fulton Bankabout 1 year ago
Lancaster, Pennsylvania, United States
Remote
Full-time
Junior Level (1-3 years)

Job Description

Position Overview

Fulton Bank is looking for a dynamic Mortgage Loan Officer to help prospective customers secure mortgage loans that fit their financial goals, including home ownership. This full-time, Commissioned opportunity offers the flexibility to work remotely in the MD/DC/Northern VA market. Our core values and culture drive us to change lives and empower our employees while fostering a digitally enabled, inclusive work environment.

Key Responsibilities

  • Develop and expand referral sources outside of Fulton Bank to create a continual stream of origination volume. Maintain regular contact with realtors, builders, attorneys, accountants, and financial advisors, and participate in industry events such as open houses, trade shows, and mixers.
  • Collect and analyze applicants' financial information, conduct interviews, and recommend mortgage products that best meet the customer's needs—explaining the risks and benefits of each option.
  • Engage in persuasive sales activities to encourage potential customers to do business with Fulton Mortgage Company.
  • Manage the loan process by preparing necessary documentation, following up via telephone and email, and ensuring all origination activities comply with regulatory requirements.

Required Qualifications

  • High School Diploma or equivalent.
  • 1 or more years of recent residential mortgage lending experience in the local market, or participation in the Fulton Mortgage Company Associate Mortgage Loan Officer Program in lieu thereof.
  • Proven ability to develop referral sources from external contacts and relationships.

Benefits & Perks

  • Comprehensive benefits package including medical plans with prescription drug coverage and options for a flexible spending account or health savings account.
  • 401(k) program with employer match, Employee Stock Purchase Plan, dental and vision insurance, and life insurance.
  • Paid time off programs including holiday pay and paid volunteer time.
  • Disability insurance, maternity/parental leave, adoption assistance, educational assistance, and a robust wellness program with financial incentives.

Required Skills

customer service
prospecting
referral generation
documentation
relationship building
mortgage lending
compliance
outside sales
loan origination
financial analysis